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Benefits
The following chart is
a summary of covered services under L.A. Care's Healthy Families
Program.
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L. A. Care
Health Plan Covered Services Healthy Families
Program |
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Health Facilities
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Inpatient |
Room and board,
general nursing care, ancillary services including operating room,
intensive care unit, prescribed drugs, laboratory, and
radiology
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Outpatient |
Same as above,
if provided on an outpatient basis
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Professional Services
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Inpatient |
Licensed
hospital, skilled nursing facility, hospice, mental health
facility
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Outpatient |
Office or home
visit
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Outpatient |
Chemotherapy,
dialysis, surgery, anesthesiology, or radiation
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Other Services
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Preventive
Care
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Immunizations,
periodic health exams, well-child visits, STD tests, cytology
exams
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Hearing Aids/
Services
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Audiological
evaluations, hearing aids, supplies, visits for fitting,
counseling, adjustments, repairs
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Eye Exams/
Supplies
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Refractions to
determine the need for corrective lenses; dilated retinal eye
exams; cataract spectacles and lenses
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Diagnostic X-ray
and Laboratory Services
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Therapeutic
radiological services, ECG, EEG, mammography, other outpatient
diagnostic laboratory and radiology tests
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Prescription
Drugs Outpatient
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Generic or
brand name drugs (30-34 day supply); 90-100 day
supply of maintenance drugs (oral and injectable); tobacco
cessation drugs for one cycle per benefit year,
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Prescription
Drugs Inpatient & Doctor's Office
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Inpatient drugs,
drugs administered in a doctor's office, and FDA approved
contraceptive drugs and devices
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Orthotics and
Prosthetics
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Orthotics and
prosthetics as prescribed by L. A. Care Health Plan
providers
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Perinatal/ Maternity Care |
Prenatal care
and postnatal care, inpatient and newborn nursery
care
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Well Baby
Care
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Health
examinations and other office visits for subscribers under 24
months of age.
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Family
Planning
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Counseling,
surgical procedures for sterilization,
contraceptives
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Medical
Transportation
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Ambulance
transportation when medically necessary
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Emergency
Care
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24-hour care for
alleviation of sudden, serious and unexpected illness, injury or
condition requiring immediate diagnosis in and out of the
Plan
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$5/visit (waived if admitted to hospital within 12 hours)
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Mental Health
Inpatient
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Inpatient
treatment (limited to 30 days per benefit year), 2 days of
residential treatment may be substituted for 1 day of inpatient
care, 3 days of day care may be substituted for 1 day of inpatient
care, or 4 outpatient visits for 1 day of inpatient
care
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Mental Health
Outpatient
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Outpatient
visits (up to 20 per benefit year), group therapy; 4 outpatient
visits may be substituted for 1 day of inpatient
care.
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Blood
and Blood Products |
Inpatient and
outpatient processing, storage, and administration, and collection
and storage of autologous blood, when medically
necessary.
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Alcohol and Drug
Abuse Inpatient
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Hospitalization
to remove toxic substances from the system.
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Alcohol and Drug
Abuse Outpatient
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Crisis
intervention and treatment, 20 visits per benefit
year.
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Home Health
Services
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(except for
physical, occupational, or speech therapy in the
home)
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Skilled Nursing
Facilities
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Medically
necessary skilled care; room and board; x-ray, laboratory and
other ancillary services; medical social services; drugs,
medications and supplies up to 100 days per benefit
year
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Hospice |
Medically
necessary skilled care; counseling; supplies; short term inpatient
care for pain management; bereavement services; homemaker
services; physical, speech and occupational therapies; medical
social services; short-term inpatient and respite
care
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Transplants |
Medically
necessary organ and bone marrow transplant; medical and hospital
expenses of a donor or prospective donor; testing expenses and
charges associated with procurement of donor organ
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Therapies, Home
& Outpatient
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Physical,
occupational, speech therapy
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Therapies,
Inpatient
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Physical,
occupational, speech therapy
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Spectacles &
Contact Lenses
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Following
cataract removal surgery.
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Health
Education
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Effective health
education services and materials
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Durable Medical
Equipment
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Equipment for
home use as medically necessary.
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Copayments
Copayments should be collected at the time of service for most
covered benefits in the Healthy Families program, as described in the
Evidence of Coverage. There are two reasons why copayments may not
be required at the time of service:
1. When covered
services are provided at an Indian Health Services Facility to a Native
American (as required by Federal Law).
2. When the $250
copayment maximum per family has been reached during the benefit year.
In this situation, the family should call L.A. Care's Member Services
department. No additional copayments will be collected during the
remainder of the benefit year.
L.A. Care works with
participating providers to provide extended payment plans for members
utilizing a significant number of services for which copayments are
charged.
Annual Copayment Maximum
In no event will a
member and their family, as a whole, during any one benefit year, have
to pay more than the maximum annual copayment amount of $250.
Annual or Lifetime Benefit Maximum
There is no annual or
lifetime financial benefit maximum for coverage under the Healthy
Families program.
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Member Liability
Except for any
applicable copayments, members are not financially responsible for
covered services provided by their doctor or for authorized
services provided by other participating providers. Participating
providers have been notified by L.A. Care that they cannot seek
payment for these services from the member or member's family.
Covered
services, which have not been authorized, will not be covered by
L.A. Care and may be the financial responsibility of the member,
unless such services are emergency services, as determined by L.A.
Care.
Health care services which are not covered are the financial
responsibility of the member, even if such services are
referred by the member's doctor.
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News/Updates
Provider Bulletin Spring
2005
Provider Bulletin Spring 2004
Provider Bulletin Winter 2004
Provider Bulletin Summer/Fall 2003
Provider Bulletin Spring 2003
Healthy Families Open
Enrollment Begins April 15
Barriers to Care - Public
Charge
Working With You To Build
Enrollment
Provider Performance
Incentive Program
Board Certified Physicians
Sought
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